Ryan Gardner
Vice-President/Principal
Agent – Commercial Lines

Past insurance experience:
Agent (Commercial Lines) – SMS Insurance 2001-2003     Sandy, Utah
Agent (Commercial Lines) – Cottonwood Insurance     1993-2001 SLC, Utah
Agent (Commercial Lines) – Gaskill and Company     1992-1993 SLC, Utah

Educational background/professional designations/affiliations:
Attended University of Utah
Licensed Property and Casualty producer since 1993
CIC (Certified Insurance Counselor) designee candidate     (2007 target date)

Areas of expertise:
Commercial insurance as well as bonds for the construction industry, manufacturers, restaurants,
large accounts, and workers' compensation.

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